State government not immune to health insurance crisis
State government employment was once regarded as one of the best deals going for health coverage, with rich benefit packages intended to compensate for lower salaries than those paid in the private sector. No more if what’s happening in Nevada is indicative of a broader trend.
Nevada state workers now have health benefits that look like those offered employees by smaller private employers, replete with employer-funded health savings accounts (HSAs). And big deductibles to match.
Nevada state workers will pay annual deductibles of $1,900 for individuals and $3,800 for families in 2011. The state will offset the deductibles by contributing to workers’ HSAs, $700 in the case of individuals, according to this story appearing over the weekend in the Nevada Appeal.